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126,000*(1+0.03/12)^96 + 7,000*{(1+0.03/12)^95 + (1+0.03/12)^94 +
126,000*(1+0.03/12)^96 + 7,000*{(1+0.03/12)^95 + (1+0.03/12)^94 +
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